Medicare Eligibility Requirements

Although Medicare insurance is a good option to cover your future without the worry of hospital bills or major medical related expenses, it has certain stringent requirements that one needs to fulfill in order to enroll into a Medicare Policy Plan. There are some guidelines and eligibility requirements that you need to be aware of in order to take advantage of the benefits of a Medicare Plan, as well as other advantage plans. When and how to enroll can get confusing, so the procedures and timing for each situation and Medicare program are described below.

How to enroll in medicare

1. The foremost requirement to enroll into the Medicare plan is to be a U.S. citizen or a lawfully admitted non-citizen having at least five year term of residence in the United States.

2. Next, you need to be at least 65 years of age and receiving Social Security, retirement, or any other disability benefits. Apart from that if you are eligible for railroad retirement benefits after turning 65 years of age.

3. Other niche conditions for enrolling into a Medicare plan include: if you or your relative (spouse or children you are dependent on) has worked in the Medicare-covered Federal, local or State Government, and also has paid Medicare as part of Social Security tax.

Medicare Disability Eligibility Requirements

There are some conditions where you might qualify for Medicare Insurance even if you’re under the age of 65. These conditions include medical reasons like receiving Social Security disability benefits for 24 months, and if you are suffering from end-stage renal ailments which requires kidney replacement or constant dialysis.

Medicare Eligibility Requirements for Part B

Eligibility for Medicare Part B medical insurance is generally the same as the Part A insurance. You must have three months of prior notice before your 65th birthday, with a special card that is sent to you marking you as a Medicare enrollee. The color of this card will determine the kind of Medicare plan you have. The possible plans you can be enrolled into include: “red” for hospital insurance, “white” for medical insurance, and “blue” for both of these plans. Apart from the seven months of the initial enrollment period, the window from January 1st to March 31st of any year the year following the year you turn 65, wherein your coverage will come into effect from July 1st.